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Disability Benefits in February 2025: SSDI and SSI Payment Schedule

If you receive Social Security Disability Insurance (SSDI), knowing the February 2025 payment schedule can help you plan your finances. Payments are issued on specific days depending on when you started re...

Your November Social Security Payment Schedule: Double SSI Checks and What to Know for December

This November, Social Security recipients may see some changes in their usual payment schedule, with SSI recipients receiving two checks in November but no payment in December. ...

SSI and SSDI: Everything You Need to Know About Retroactive Back Pay

If you’re applying for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), you may qualify for back pay, providing financial relief for the time you were eligible but...

Minimum Wage Increase in the United States: Updated Hourly Rates for December 2025

The U.S. minimum wage has seen its biggest shift in more than 15 years. After a long freeze, the federal rate finally increased, bringing meaningful relief to millions of low-income workers ...

Stimulus Payments in December 2025: Here’s Who Is Getting Checks

As 2025 wraps up, many households across the U.S. are still feeling the effects of stubbornly high prices. While federal stimulus programs have long ended, a few states continue to provide targeted financia...

IRS Raises 401(k) and IRA Contribution Limits for 2026: Here’s What Changes

The IRS has confirmed new retirement contribution limits for 2026, giving workers more room to save and helping offset rising inflation. The update, announced November 13, increases limits for 40...

From Layoffs to Hiring: How the Shutdown Affects Employment

The ongoing federal shutdown, the longest in U.S. history, has halted Labor Department reports for September and October, leaving August as the last official job data. Back then, unemployment was 4.3% with only 22...

Can You Use a 529 Plan to Pay Student Loans? What Borrowers Should Know

The SECURE Act of 2019 expanded how families can use 529 college savings plans, allowing them to pay off student loans and fund registered apprenticeship programs — not just tuition. Government s...

Want to Retire Comfortably? Here’s How to Use Your IRA and Social Security the Smart Way

Retirement should mean freedom, not financial stress. But for millions of Americans, the key to enjoying those years lies in how wisely they manage two major income sources: their In...